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Effective Date: January 1, 2026
By accessing or using the Comprehensive Finance Option website and services, you agree to be bound by these Terms and Conditions.
1. Use of Services
Our services are for general informational and educational purposes only. Nothing on this website constitutes financial, legal, tax, or investment advice. Comprehensive Finance Option is not a SEBI-registered advisor, RBI-registered financial entity, or legal advisor. Always consult a qualified professional before making any financial decision. You alone assume sole responsibility for your financial choices.
2. Eligibility
You must be at least 18 years old to use this website. By using our services, you represent and warrant that you meet this age requirement.
3. Accuracy of Information
We strive to provide accurate, up-to-date information but make no warranties, express or implied, regarding the completeness, accuracy, reliability, or timeliness of any content. Information may become outdated, and we are not obligated to update it.
4. No Financial Advisor Relationship
Use of this website does not create any advisor-client, fiduciary, or professional relationship between you and Comprehensive Finance Option.
5. Limitation of Liability
To the maximum extent permitted by Indian law, Comprehensive Finance Option, its owners, affiliates, or contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, including but not limited to financial losses, lost profits, or data loss.
6. Third-Party Links & Products
Our website may contain links to third-party websites, banks, NBFCs, or insurance providers. We are not responsible for their content, privacy practices, or any products or services they offer. Any product offers, interest rates, or loan terms shown from third parties are subject to change by those providers. We do not guarantee approval, terms, or accuracy of third-party information.
7. Prohibited Activities
You agree not to: copy, scrape, republish, reverse-engineer, or misuse any content; attempt to disrupt our services; use our website for any illegal purpose; impersonate any person or entity; or transmit any harmful code or viruses.
8. Indemnification
You agree to defend, indemnify, and hold harmless Comprehensive Finance Option, its owners, employees, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the website, your violation of these Terms, or your violation of any applicable laws.
9. Privacy
Your use is governed by our Privacy Policy. We collect, store, and protect your personal data in accordance with applicable Indian laws, including the Information Technology Act, 2000, and its associated rules.
10. Force Majeure
We shall not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including but not limited to natural disasters, government actions, internet outages, cyberattacks, pandemics, or changes in RBI/SEBI regulations.
11. Modifications
We reserve the right to modify these Terms at any time without prior notice. Changes become effective immediately upon posting. Your continued use of the website after any changes constitutes acceptance of the new Terms.
12. Governing Law & Jurisdiction
These Terms are governed by the laws of India. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts in Chhattisgarh, India.
13. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Comprehensive Finance Option regarding your use of our website and supersede any prior agreements.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
For questions about these Terms, please contact us at: arjit2113@gmail.com
Effective Date: January 1, 2026
Comprehensive Finance Option ("we", "us", "our") is committed to protecting your personal information. This Privacy Policy explains what data we collect, how we use it, and your rights in relation to it.
1. Information We Collect
We may collect the following categories of personal information when you use our website or contact us:
Information you provide directly: Name, email address, phone number, postal address, and any details shared through our contact or enquiry forms.
Information collected automatically: IP address, browser type, device information, pages visited, and time spent on our website, collected via cookies and similar tracking technologies.
Financial information: Only general details about your financial goals or service requirements that you voluntarily share with us during consultations. We do not collect bank account numbers, card details, or other sensitive financial credentials through this website.
2. How We Use Your Information
We use the information we collect to: respond to your enquiries and provide financial advisory guidance; personalise our recommendations based on your stated goals; send you relevant service updates, offers, or newsletters (with your consent); improve our website content and user experience; comply with applicable Indian laws and regulatory requirements.
3. Legal Basis for Processing
We process your personal data on the following grounds: your consent (where provided); to perform a service or take steps at your request; to comply with a legal obligation under Indian law; and for our legitimate business interests, provided these do not override your rights.
4. Sharing of Information
We do not sell, rent, or trade your personal information to third parties. We may share your information with: trusted service partners (banks, NBFCs, insurance providers) solely to fulfil your service request and only with your knowledge; technology service providers who operate our website under strict confidentiality agreements; regulatory or law enforcement authorities where required by law.
5. Cookies
Our website uses cookies to enhance functionality and understand how visitors use our site. You may disable cookies through your browser settings; however, some features of the website may not function correctly without them. We do not use cookies to track you across unrelated third-party websites.
6. Data Retention
We retain your personal information only for as long as necessary to fulfil the purposes outlined in this policy, or as required by applicable law. When data is no longer required, it is securely deleted or anonymised.
7. Data Security
We implement industry-standard security measures, including 256-bit SSL encryption, access controls, and secure server infrastructure, to protect your personal information from unauthorised access, disclosure, alteration, or destruction. No method of internet transmission is 100% secure; however, we take all reasonable steps to protect your data.
8. Your Rights
Under applicable Indian data protection law (including the Information Technology Act, 2000, and its rules), you have the right to: access the personal data we hold about you; request correction of inaccurate or incomplete data; request deletion of your data, subject to our legal obligations; withdraw consent at any time where processing is based on consent; lodge a complaint with the relevant regulatory authority.
To exercise any of these rights, please contact us at arjit2113@gmail.com.
9. Third-Party Links
Our website may contain links to external websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.
10. Children's Privacy
Our services are intended for individuals aged 18 and above. We do not knowingly collect personal information from persons under 18. If we become aware that a minor has submitted personal data, we will delete it promptly.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date. We encourage you to review this policy periodically. Continued use of our website after changes constitutes acceptance of the updated policy.
12. Governing Law
This Privacy Policy is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Chhattisgarh, India.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:
Email: arjit2113@gmail.com
Phone: +91 9850952508
Address: Gavthan, Maharashtra, 414305